Andy MirzaNPN Story: Worst House on the Block in North CarolinaWhen we first looked into this non performing note in Durham, North Carolina, we knew it would be a good one for our portfolio. It was a…5 min read·Feb 21, 2020----
Andy MirzaA Creditor’s Chapter 13 Bankruptcy ChecklistOver the last few years, I’ve seen more and more Chapter 13 Bankruptcy filings by borrowers on the eve of foreclosure sales. As a lender…9 min read·Feb 11, 2020----
Andy Mirza10 Years Delinquent, Story 1: Condo Homerun!One of my favorite things to do when talking to someone about what I do for a living is casually dropping the fact that a borrower hasn’t…11 min read·Jan 14, 2020----
Andy MirzaNPN Story: Nice Little CondoCondominiums can be tricky things and require a knowledge of what makes them different from detached single-family homes. The condo…5 min read·Dec 3, 2019----
Andy MirzaNPN Story: Good ‘Ol Enid, OKOne of the first things we do when evaluating loans is to get a good look at the property that serves as the underlying collateral. The…5 min read·Nov 19, 2019----
Andy Mirza5 Reasons Why Judicial Foreclosures Take So LongA lot of note investors will only buy non-performing notes in non-judicial foreclosure states. I assume that most don’t want to deal with…8 min read·Oct 29, 2019----
Andy MirzaNPN Story: Change the Date, Duh!We don’t normally like to buy lower balance loans with lower value properties but we purchased this in a pool with other loans and the…5 min read·Oct 15, 2019----
Andy MirzaNPN Story: Multiple Bankruptcy TricksI’ve gotten used to the shenanigans that borrowers will resort to stay in their homes without paying a thing or at least the smallest…7 min read·Oct 1, 2019----
Andy MirzaNPN Story: Deed It BackNot all of our notes end up in foreclosure. Sometimes (rarely), we get a borrower that’s actively trying to figure out a solution to their…8 min read·Sep 24, 2019----
Andy MirzaPreparing for a Down Real Estate MarketWhile raising capital for our last investment fund, potential investors asked us a lot of questions in getting to know us better and to…5 min read·Sep 17, 2019----
