Young, Black, and Financially Literate

Tobi Lafinhan
The 20s Convos
Published in
2 min readDec 21, 2020

The one about financial Literacy

“You know what’s more important than throwing money away in a strip club? Credit.”

Jay-Z

Let us start by saying this. Money is sweet. There are no two ways about it.

We’ve earned money, we’ve blown money. We’ve asked for money, we’ve given money.

At the risk of making a hasty generalisation, it’s almost safe to say that as a 20-something-year-old, financial literacy isn’t something that regularly pops up in your conversations.

Most of us have grown up watching our parents make questionable financial decisions and have inadvertently picked up a lot of bad habits.

I remember going through a “self-help book” phase in my first year at university and one of the books that really shocked my perspectives about money and wealth was Robert Kiyosaki’s Rich Dad Poor Dad.

Now the story might have been fictitious, but it packed a lot of truth about how economics works.

Fast-forward a couple of years, Wole and Tobi have put a fair amount of effort into becoming more financially literate and talked about what they’ve picked up so far on the Second Episode of Season 1!

Listen Now!

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Tobi Lafinhan
The 20s Convos

I write about workplace tips, tricks & hacks. Co-founder @Venture4Africa.