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Pain-Free Freelancing

Helping freelancers navigate the many pain points of self-employment and running a business.

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How Much Should Freelancers Work?

4 min readDec 6, 2023

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AI-generated image, created on Recraft.ai

How much should freelancers work?

Obviously, this is a subjective question with multiple variables. Desired lifestyle, personal/family needs, availability, rates, volume — just to name a few.

A single parent with a mortgage and two kids has to work a helluva lot harder than a debt-free digital nomad bouncing between low-cost-of-living areas. Similarly, a freelance consultant who specializes in financial software can probably charge a much loftier rate than a generalist freelance writer who just began their entrepreneurial career.

Long story short: There isn’t a one-size-fits-all answer to this question. That said, if I had to offer a general one, it’s to work enough to accomplish your goals while satisfying your rules. Otherwise, the best I can do for you is share my experience.

I started tracking my time in December 2020, so I have about 2.5 years of data.

First, some necessary background:

  • I’m married, so I’m not solely responsible for our financial health. My wife has a stable, well-paying corporate job at a Fortune 500 company.
  • We’re debt-free and don’t have kids (or even pets), so we aren’t digging ourselves out of any holes or responsible…

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Pain-Free Freelancing
Pain-Free Freelancing

Published in Pain-Free Freelancing

Helping freelancers navigate the many pain points of self-employment and running a business.

Carter Kilmann
Carter Kilmann

Written by Carter Kilmann

Corporate banking drone turned freelance writer & editor. I write about personal finance, entrepreneurship, psychology, writing, and spontaneous allegories.

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