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Financial Principles the Top 1% Live By

5 min readApr 2, 2025

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Financial principles the top 1% live by
Photo by Alexander Grey on Unsplash

“Don’t save what is left after spending; spend what is left after saving.” — Warren Buffett, an American businessman and philanthropist

In a world where financial anxiety has become increasingly common, a small percentage of people seem to navigate money matters with exceptional ease and success.

They are not just the ultra-wealthy born into privilege.

Many started precisely where you might be today.

Yet somehow, they have unlocked financial principles that have propelled them to levels of wealth that most can only dream about.

What separates the financially successful from everyone else isn’t luck, innate talent, or even extraordinary intelligence.

Instead, it’s a specific set of principles, habits, and mindsets that they consistently apply throughout their lives. These aren’t taught in schools or passed down in most families.

Instead, they’re often discovered through years of trial and error, mentorship, or intensive self-education.

What’s fascinating is that many of these financial principles are accessible to anyone willing to adopt them, regardless of their current financial…

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5 Minute Sweet Spot
5 Minute Sweet Spot

Published in 5 Minute Sweet Spot

The sweet spot of a 5 minute read. Articles that are not too long or too short.

Matthew Royse
Matthew Royse

Written by Matthew Royse

11x Top Writer on Medium | 1M+ Views on Medium | Knowledge Enthusiast | Corporate Man by Day, Entrepreneur by Night | www.knowledgeenthusiast.com

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