Employee Fiduciary401(k) Required Minimum Distributions — What You Need to KnowWe’re fast approaching the end of another calendar year, and for many older Americans, that means it’s time to take a Required Minimum…Nov 15, 2017Nov 15, 2017
Employee Fiduciary3-Step Guide for Employers to Select and Monitor 401(k) Index FundsIndex funds not only offer 401(k) participants superior returns to comparable actively-managed funds net of fees, they are a clear and…Nov 1, 2017Nov 1, 2017
Employee FiduciaryTop 10 401(k) Mistakes Found in the IRS Voluntary Compliance Program401(k) plans offer significant tax benefits to both employers and participants. Employers can deduct plan contributions and expenses, while…Oct 19, 2017Oct 19, 2017
Employee FiduciaryAutomatic Enrollment — Is It Right for Your Small Business 401(k) Plan?Last year, we studied the plan designs of 2,767 small business 401(k) plans that averaged approximately 25 participants and $1M in assets…Oct 12, 2017Oct 12, 2017
Employee Fiduciary401(k) Cybercrime — Key to Keeping a Plan Safe Is Not Delegating Fiduciary ResponsibilitiesTwo weeks ago, Equifax — one of the country’s biggest credit reporting agencies — announced that its systems were hacked by cybercriminals…Sep 20, 2017Sep 20, 2017
Employee FiduciaryEmployers Should Avoid Providers That Treat 401(k) Plans Like a Product, Not a ServiceWhen I started my 401(k) career in the mid-1990’s, employers who sponsored a 401(k) plan with little to no assets had few 401(k) provider…Sep 6, 2017Sep 6, 2017
Employee FiduciaryA Common Sense 401(k) Plan for Small BusinessesThe Thrift Savings Plan (TSP) is a 401(k)-like plan for Federal employees. By combining index funds and low cost administration services…Aug 23, 2017Aug 23, 2017
Employee Fiduciary401(k) Loan Rules — What Plan Participants Need to KnowMany employers allow employees to take loans from their 401(k) account. A loan feature is generally appreciated by 401(k) plan…Aug 9, 2017Aug 9, 2017
Employee Fiduciary403(b) vs. 401(k) Plans for Non-Financial PeopleYou’ve been taxed with the responsibility of setting up a retirement plan for your tax exempt organization and now you’re trying to decide…Jul 26, 2017Jul 26, 2017
Employee FiduciaryExpanding Small Biz Retirement Plan Coverage — 401(k) Reforms Are NeededPosted Eric Droblyen on Jul 12, 2017Jul 12, 2017Jul 12, 2017