I would like to chime in here, as one who has been “poor” for generations, my full agreement with Cole. I will not discredit that research undoubtedly shows poverty has negative impacts on cognition and generally makes life harder to change because you’re not exactly firing on all cylinders. I can’t discredit it because I live it. I also have lived in a world where the power to change my life was taken from me by people trying to help by telling me all the reasons my failures were not my fault or beyond my control, but this helpfulness has actually been useful only in lodging the belief that I am the product of my environment in my head. Being rich is a mindset, not a number in a bank account. It has only been since I met my husband, who has known financial wealth and has a “rich” mindset, that I have learned the difference and stopped allowing well researched excuses enable my poverty. The woman who won the lottery and blew all her winnings still had a “poor” mentality, and did not take the necessary actions to change herself. A person from a family of privilege can quickly fall to the same position if they are not taught how to think in order to preserve the family fortunes (which generally appears to be a rather common occurrence around the 3rd generation). I’m really quite frustrated by well-educated, well-meaning people shouting out about how we need to help the poor because it’s not their fault, when really the only tangible result of this rhetoric that I can see is securing the belief that being poor is beyond the individual’s control, and frankly, that is total B.S.