The brand new banking system for 1 billion people who can’t access basic financial services
For the last several months our team has been working on researching how blockchain principles, DAPPs and ICO mechanics could be used to create a new breed of global cloud bank. Not just another mobile app for a traditional bank but a totally new, independent ecosystem. And we’ve done a lot of work extensively researching materials on this topic.
After meeting UN-representatives and having a conversation on depressed and unbanked territories, we came to a clear understanding of certain opportunities that could be acted on by connecting millions of new members to the global economy. Now we see that “blue ocean” every start-up dreams of — over 1 billion potential users with no serious competitors around.
Bio identification and no mining to become the fairest bank ever
We decided our project would be based on distributed ownership and open blockchain platform. But we still needed to create equal conditions of using the system for everyone. How can we protect new users and give them equal rights with people who were engaged earlier? What if you have no money to exchange or have no computer for mining? What if you don’t even have any kind of ID documents?
Imagine that all you need to join the world financial system is your smartphone, and that any user can produce an additional emission and get coins for free. We have also considered bio identification as an alternative to signatures and passports as the best way to escape any scam issues or cheating.
Community members are welcome to discuss
Finally, we discussed this idea with many blockchain and fintech experts and decided to launch Humaniq as a new financial ecosystem focused on connecting unbanked and underbanked people. We’re really looking for your honest and reasonable feedback, so please visit the official website for details and then join our Slack discussion.
We’ve also prepared a draft version of Humaniq Whitepaper. This is not the final version, but we’re going to have some discussions with potential users and investors to refine the white paper and include additional solutions that are proposed.
Fair pre-crowdsale to accelerate the project
Verbal contribution is good, but monetary is much better, because it helps people take the project seriously and builds the most productive community. That’s why we’ve decided to start with a pre-ICO, selling the first little slice of tokens to those initial contributors who want to become a member of the project’s community. We are determined to bring Humaniq into reality, and clearly understand the necessity of cooperation.
First tokens will be sold with a substantial discount for early-stage investors. If the amount collected will be less than ETH 10,000, all funds will be returned. Here is a base scheme of pre-ICO and ICO sales rates:
*The Initial allocation of tokens will be in the form of discounted token sales during the “happy hours”:
The first 12 hours + 70%.
The next day: + 50%.
The next 3 days: + 33%.
The next 3 days: + 20%.
The next 3 days: + 7%.
The last 3 days: +0%
At the moment we are making refinements to the mechanics of the ICO. The details will soon be there…
You can also find the mathematical emission model in the whitepaper.
MY PERSONAL BLOCKCHAIN STORY
2013 — wrote a book “Bitcoin. More than money”
2014–2016 — was a speaker at dozens of fintech conferences
2015 — Blockchain.community selected me to be a representative
2015, October — founded Future Fintech accelerator — community and coworking, helping to develop companies in the field of novel financial technologies
2016, May — organized an Etherium conference with Vlad Martynov (Etherium advisory board) and Vitalik Buterin, which gathered over 500 banking professionals
2016, April — held a meeting with UN representatives discussing depressed and unbanked regions and potential partners for the Humaniq project
2016, June-September — took part in developing Waves and Emercoin projects, helping them to acquire proper blockchain technologies
2016, August — finished successful https://simex.global/en/projects/2489 crowdfunding campaign for publishing Salim Ismail’s book “Exponential Organizations” (Singularity University, Silicon Valley)
2016, September-October — after meeting the Bitcoin Embassy Israel and several development teams there, we developed the architecture of the Humaniq project. Started writing the Whitepaper
2016, November-December — launching the first activities on Humaniq project, gathering team etc.
ADVISORY & ESCROW TEAM
We are looking for associates within the bitcointalk community. Awaiting your constructive suggestions.
LINK BOARD
Read our WHITEPAPER
Pre-ICo+ICO
