Net Worth Update — March 2019

Starting November last year, I decided I would be calculating my net worth just as Gonzalo Ziadi has been doing for quite a while now. While I am not following his method of calculations, I have the same motivation for publishing this. And that is to help others take a look at their finances to see where they are at.

Here’s how my chart looks like at the end of March 2019:

I started a new job this March so I kind of have a revolving fund for myself.

My spending habits didn’t change. I still have the same lifestyle as last year, only this time I think I spent over half of my budget for food eating out. I had to cut on other expenses so as not to go beyond my monthly budget.


I explained how I calculated this net worth in days in my previous post about My Finance in 2018. You may check it out if you think it’ll help you understand this a bit better. But in simple terms, the numbers on the chart above quantifies the number of days I could survive without a job and without changing my lifestyle until I go broke.


Based on my numbers for March, I can survive for about 60 days (with just my liquid funds).


Since I just started a new job, which I am currently enjoying, I don’t think I would have to count down 60 days. Moreover, I need to build that up and hopefully by the end of the year, I could survive at least 365 days with just my liquid funds.


Doing this for the past few months has made me be more conscious about my spending habits and I think this has helped me a lot become a better person and become better at making money-related decisions. I hope everyone would experience the same thing.

Thanks for reading!