I am so sorry you got burned in the market downturn. What a tragedy! Thousands of people lot their homes. Greedy lenders. Yes, Katie wanted to get top dollar for her house. But banks were also appraising houses for what the market would bear. It was hard to get a good deal at that time. My heart is with you. Somehow, you manage to be philosophical about it now. You seem to have a positive outlook for the future.