I’m a millennial, I get it, and I agree that society has taught us the wrong lessons about money and the value of a college education, but does it ever occur to you that you might be poor due to your own choices? That there has never been a time when living in an $800/month apartment and working for free was something that rational people do.
Perhaps the most damaging idea in your article is this one… “You have to spend money to even have the hope to make money.” No. You. Don’t. and quit telling people they do too! We live in a time where free educational resources are more accessible than ever. Well paying jobs abound in industries that may or may not sooth your soul, and you can live in low cost areas anywhere in the country while working remotely for free on passion projects until you figure out how to make money doing what you love.
If you like radio, try getting involved in podcasting. There are thousands of podcasts out there that need your help, and with the sponsorship model the popular ones are adopting I bet you could find a way to pay yourself too.
Barring that, there are ridiculous opportunities abroad for native English speakers with the ability to think and write clearly.
To save future generations from this misery, we should re-evaluate the legality of employment testing, try to eliminate costly licensure where possible, and start telling everyone we know to stop using a diploma as the only basis for hiring.
Blaming society for our mistakes (yes, even if we were told to take the loans) and seeking taxpayer support as able bodied, mentally un-handicapped young people is the epoch of laziness and the reason millennials get a bad rap.