Angely MercadoBlockedUnblockFollowFollowingNative NYer, and personal finance, freelance, culture, and food writer. CUNY J Alum. In The Lily, NPR, Lenny Letter, Brooklyn Based, Edible Manhattan. Hire me.Oct 12, 2016I know the envelope method works for a lot of people, but the huge problem with it for me has…Elizabeth Belyeu41I feel you, everyone has their method. Cash and cards are both a curse and a blessing depending on the situations.