Housing costs need to be viewed through the lens of total cost of ownership. Purchase price is only 35% of total costs incurred in just a 30 year window. It is challenging (though not impossible) to drive down production costs, but financing and utility costs are the largest portions of owning a home.

Those costs are more easily addressed and can make the greatest impact. NetZero housing is now quite possible to produce at standard construction prices, and the savings there open the door for appended mortgages, slashing interest costs.

Imagine the fabric of a city where a notable portion of residents are free from mortgages and utility expense. Individually, they have a brighter, more interesting future, collectivey, they reshape everyones future.