Brian Gibbs has spent over four decades as a business leader and financial executive throughout the San Diego, California, region. Since 2005, Brian Gibbs has served as president and CEO of Heritage Retirement Advisors, Inc. In this role, he assists high net worth clients in and around San Diego with various aspects of retirement planning, such as creating exit strategies for business owners.

In business, an exit strategy is a plan used by a business owner to sell their ownership of the company, either to another organization or to an outside investor. There are several potential benefits to creating a…

Brian Gibbs is a longstanding presence in the San Diego business community who guides Heritage Retirement Advisors. Working closely with San Diego area clients, Brian Gibbs has a focus on enabling people to retire comfortably and sustainably expand their assets.

The uses of life insurance go beyond simply ensuring a substantial source of funds should a family member unexpectedly pass away. Within a comprehensive retirement income plan, insurance holdings also provide pathways toward managing taxes and protecting income, as well as ensuring tax-advantaged cash flow.

One practical use of versatile life insurance is as a bond substitute. With interest rates…

Brian Gibbs is an established San Diego entrepreneur who offers client-centered solutions as head of Heritage Retirement Advisors. Emphasizing proactive tax planning for his San Diego clients, Brian Gibbs has extensive knowledge of optimal strategies for navigating today’s regulatory environment.

With the Coronavirus Aid, Relief and Economic Security Act (CARES Act) having been signed into law in March 2020, one benefit for small business owners is emendations to net operating loss (NOL) rules. …

As the CEO of Heritage Retirement Advisors, Brian Gibbs advises high-net-worth clients based in and around San Diego in all aspects of retirement and estate planning. Brian Gibbs possesses more than 35 years of experience as a San Diego-based financial consultant and specializes in tax planning, income generation in retirement, insurance products, and real estate consulting.

Investors who want exposure to the real estate market without purchasing properties may opt to invest in real estate investment trusts (REITs) as an alternative. In REITs, investors’ money are pooled and invested in commercial properties or mortgage securities. …

Brian Gibbs is a resident of San Diego and has provided financial retirement transition counseling to high net worth individuals for over four decades. A graduate of Brigham Young University and a Retirement Income Certified Professional (RICP) with the American College, Brian Gibbs serves as president and CEO of San Diego company, Heritage Retirement Advisors, which specializes in retirement planning strategies, such as reducing tax liabilities, maximizing income streams, and implementing charitable trusts.

A trust refers to a fiduciary arrangement where a trustee holds property or assets for an individual that will ultimately benefit a third party known. …

For almost four decades, Brian Gibbs has provided financial advice and retirement transition counseling to high-net-worth clients in San Diego, California. Since 2005, Brian Gibbs has served clients as the CEO of San Diego-based Heritage Retirement Advisors.

Heritage Retirement Advisors is a financial services firm that helps individuals to secure their retirement through a four-step process of listening, planning, acting, and monitoring. The firm also provides ongoing financial education and interaction with clients, and maintains a commitment to client communication.

In addition to providing a quarterly informational newsletter, Heritage Retirement Advisors conducts either quarterly, semi-annual, or annual reviews of each…

San Diego-based retirement planner Brian Gibbs serves as the CEO and president of Heritage Retirement Advisors, Inc. In this capacity, he and his team help high-income individuals and business owners plan for their retirement. Brian Gibbs of San Diego also works to help clients lower their taxes.

Here are a few ways small business owners can reduce their taxes:

- Employ a family member. The IRS allows small business owners to reduce or eliminate the tax they pay on income to their children or spouse. Further, small business owners who hire their children can pay that income directly into a…

A licensed real estate and insurance professional, Brian Gibbs serves as the chief executive officer at Heritage Retirement Advisors, Inc., in San Diego, California. Brian Gibbs and his associates spend a lot of time establishing clear and sustainable retirement plans for their clients in San Diego and beyond. Losing focus and stumbling across common financial mistakes, such as living from paycheck to paycheck and overspending using a credit card, can have crippling effects on long-term goals.

Using credit cards may be convenient, but they are only a temporary financial solution. Credit cards can be used to pay bills and tuition…