International Money Transfers Made Easy: Best Apps to Use
As a digital nomad, I’ve experienced the overwhelming nature of international money transfers firsthand. That’s why I’ve created this comprehensive guide to the best international money transfer apps. It’s designed to simplify the complexities of sending money overseas, giving you the reassurance and relief you need.
This guide is your key to making informed decisions about international money transfers. It’ll cover everything from comparing different transfer services and avoiding scams to maximizing your savings on exchange rates and fees. Plus, I’ve included some exclusive international money transfer promo codes to give you a head start, empowering you with the confidence to manage your finances effectively.
Did you know wire transfers have been integral to our history since the 19th century? Back in 1870, Western Union paved the way for cross-border money transfers using its telegraph network. Fast forward to today, and thanks to the emergence of money transfer companies, sending money internationally has become more accessible than ever.
Whether sending money back home, supporting family abroad, or managing a global business, this guide is your constant companion. It’s designed to support you every step of the way, from comparing different transfer services to understanding exchange rates and fees. I’m here to help you choose the best service for your specific needs, ensuring you feel supported throughout the process.
Are you ready to embark on this journey of mastering international money transfers? Let’s dive into the world of international money transfer apps and uncover the most popular options available today together.
Xe Money Transfer
Xe Money Transfer is a well-established currency exchange name and offers a robust platform for international money transfers. Known for its competitive exchange rates and transparent fee structure, Xe Money Transfer is a popular choice for individuals looking to send money overseas. The platform offers a wide range of currencies at competitive rates and allows users to track their transfers in real-time. Additionally, the app provides insights into exchange rate fluctuations, making it easy for users to stay informed about their transfers.
In addition to its money transfer services, Xe offers various currency tools to help users make informed decisions. With Xe Currency Charts, users can create custom charts for any currency pair to track currency history and monitor exchange rates. These tools are designed to be user-friendly and reliable, providing valuable insights for users managing international money transfers.
Xe Money Transfer also offers the convenience of setting up recurring transfers, allowing users to send money to the same recipient weekly, monthly, or yearly. Moreover, users can use the Xe Money Transfer Promo Code to receive a £25 gift card, adding value to the already efficient and reliable services provided by Xe Money Transfer. With over 65,000 verified customers, Xe Money Transfer has built a strong reputation for its dependable and user-focused approach to international money transfers.
Western Union
Western Union is one of the oldest and most recognized names in money transfers. It offers various services, including cash pickups and bank transfers. It is considered one of the best money transfer apps and global money transfer websites. Western Union allows users to send and receive money anywhere with advanced security measures and a user-friendly interface, providing a convenient and reliable way to transfer funds.
Apart from international payments, Western Union allows users to pay bills, transfer money, and use a mobile app when on the go. With the ability to send money to more than 200 countries, Western Union provides security and convenience for online money transfers.
While Western Union is a popular choice for international money transfers, it’s important to note that it may not always be the most cost-effective option. Comparing costs and features with the best money transfer services ensures you get the most value for your money.
PayPal Xoom
Backed by PayPal‘s global reach, Xoom is a leading international money transfer app that provides a convenient platform for sending money to various countries. Whether you need to facilitate cash pickups, bank deposits, or mobile reloads, Xoom offers flexible options to suit your needs. With its user-friendly interface and seamless transaction process, Xoom is a trusted choice for individuals who transfer funds internationally.
As part of the PayPal ecosystem, Xoom leverages PayPal‘s extensive network and reputation to offer a reliable and secure money transfer service. Users can enjoy the convenience of sending money to family and friends abroad or managing international business transactions with confidence, knowing that they are backed by PayPal‘s trusted brand. Additionally, Xoom’s competitive exchange rates and transparent fee structure add to its appeal, ensuring that users can make cost-effective transfers without compromising reliability and security.
Operating in the UK and worldwide, Xoom stands out as one of the best international money transfer apps, catering to its users’ diverse needs. Whether sending money for personal reasons or making cross-border payments for business purposes, Xoom‘s versatility and accessibility make it a top choice for individuals seeking a seamless and efficient way to transfer funds across borders. With its commitment to customer satisfaction and emphasis on accessibility, Xoom continues to set the standard for international money transfer services.
Moneygram
MoneyGram is a global giant in money transfers. It boasts a vast network of agent locations, making it a convenient option for cash pickups. With support in more than 200 countries worldwide, MoneyGram is known for being quick, dependable, and user-friendly. You have various options for making and receiving payments, and you can even use it in physical locations like banks and stores.
In addition to physical locations, MoneyGram offers the convenience of sending and receiving payments through its app. With the app, users can easily send and receive money from anywhere, track their payment history, and manage their accounts.
MoneyGram is a reliable choice for sending money internationally, providing a convenient and secure way to send money to family or friends. With 24/7 customer service and the option to use MoneyGram Promo Code for your first free money transfer, MoneyGram ensures users a safe and easy money transfer experience.
TransferGo
TransferGo is a UK-based app that provides fast and affordable transfers, especially to European destinations. The app allows you to transfer money to over 60 countries worldwide without charging hidden fees or markups, ensuring a fast, secure, and cost-effective money transfer experience. With TransferGo, users can lock in a reasonable exchange rate for 48 hours, offering added peace of mind when making international transfers.
Accepted payment methods on TransferGo include bank transfers, debit cards, and credit cards, providing users with flexibility and convenience. The app also offers real-time tracking, allowing users to stay informed about the status of their transfers at all times. Additionally, TransferGo provides 24/7 customer service to assist users whenever needed, ensuring a smooth and reliable transfer process. The app is available on both iOS and Android devices, making it easily accessible to a wide range of users.
TransferGo prioritizes safety and security, employing 256-bit encryption and two-factor authentication to protect users’ financial information. The app provides a user-friendly interface, allowing for quick and easy international money transfers. With its focus on affordability, reliability, and user convenience, TransferGo has established itself as one of the best ways to transfer money internationally. Users can also use the TransferGo Promo Code for free cash or transfers, adding further value to their money transfer experience.
Wise
Wise, formerly known as Transferwise, has established itself as a pioneer in the online money transfer space. It is known for its transparent “real exchange rate” pricing and multi-currency account features. With the capability to send money to over 80 countries, including the U.S., Wise provides a quick, cost-effective, and transparent international money transfer service, free from high fees or alarming foreign exchange rates. Users can conveniently hold and send money in different currencies, making Wise a versatile option for managing finances across borders.
Additionally, Wise offers personal and business borderless bank accounts regulated by the Financial Conduct Authority, allowing users to manage their money abroad efficiently. This makes Wise one of the most cost-effective international money transfer apps worldwide, providing users a seamless way to handle global transactions and currencies. You can also use the Wise promo code to make your first money transfer for free.
Moreover, Wise ensures security and reliability by offering the option to return money if the transfer isn’t completed on time. It also has robust security measures such as two-factor authentication, encryption for all customer data, and 24/7 customer service. With a user-friendly mobile app, Wise allows for convenient and secure money transfers, catering to the diverse needs of individuals and businesses engaging in international financial transactions.
Revolut
Revolut is a game-changer in digital banking and international money transfers. With its competitive exchange rates and multi-currency accounts, Revolut is an excellent choice for individuals looking to send and receive money in different currencies. Its transparent approach ensures no hidden fees or markups, making transferring money fast, affordable, and straightforward.
In addition to international money transfers, Revolut offers a range of features that enhance the overall banking experience. These include cashback rewards for various purchases, the flexibility to spend in local currencies while travelling abroad, and the option to create joint accounts for shared finances. Whether it’s managing everyday expenses, handling international transactions, or planning for significant life events, Revolut provides a comprehensive banking solution tailored to diverse financial needs.
Furthermore, Revolut‘s budgeting tools, spending limits, and automatic savings features empower users to manage their finances effectively. The platform also offers budgeting, savings, and prepaid cards, providing a holistic approach to money management and making it easier for users to stay on top of their financial goals. If you still haven’t signed up for Revolut yet, feel free to use the Revolut Invite Code to earn a reward as a new user.
Zing
Zing is a new app and card that provides fast and affordable transfers, especially to popular remittance corridors. The user-friendly app makes sending money a breeze and allows you to manage your money worldwide and transfer it to different countries. As part of HSBC UK, Zing offers a reliable and secure platform for managing your international money transfers.
With Zing, you can send money to other Zing members without any transfer fees and track your payments and transfers using bank details or a Zing member’s phone number. Zing provides the most current exchange rates without extra costs, and you can also use the Zing Referral Code to receive a £20 reward after your first money transfer.
Zing‘s multi-currency debit card lets you spend over 200 countries using their respective currencies. When making payments in a foreign currency, Zing automatically converts the required amount from your other wallets. Opening a Zing account is quick and straightforward, and you can easily manage your money with up to 10 different currency wallets.
Remitly
Remitly is one of the best international money transfer apps, and it is known for its focus on the remittance market. It offers competitive rates and various delivery options, including cash pickups and mobile money. With Remitly, users can send money or mobile credit to over 50 countries worldwide in an affordable, fast, and secure manner. This ensures that users can track their transfers in real-time and set alerts to know when their money has been delivered.
In addition to bank transfers, the Remitly app enables users to send money to approximately 460,000+ cash pickup locations worldwide, offering recipients the convenience of picking up cash without incurring additional fees. Users can also benefit from the Remitly Promo Code by receiving rewards after their first money transfer.
From transfers to bank accounts and cash pickups to mobile top-ups, Remitly provides a range of easy to use, cost-effective, and secure services, making international money transfers a seamless experience. The app also boasts 24/7 customer support to assist users at any time.
Ria Money Transfer
Ria Money Transfer is a leading option for international money transfers. Its global network spans over 160 countries, making it accessible and reliable for individuals and businesses worldwide. With the flexibility to choose between cash pickups and bank deposits, Ria provides convenience for both senders and recipients, whether they are frequent travellers or managing international transactions for business purposes.
With a proven track record of over 35 years in the industry, Ria Money Transfer emphasizes speed, security, and affordability. It ensures that users can send money internationally without worrying about excessive fees or unfavourable exchange rates. The service’s extensive network of over 500,000 locations, including traditional outlets like banks and stores, further reinforces its reputation as a practical and widely accepted choice for global money transfers.
Ria Money Transfer‘s user-friendly interface makes the entire process, from sign-up to completing money transfers, straightforward. Additionally, users can take advantage of the Ria Money Transfer Promo Code to enjoy fee-free money transfers, enhancing the overall cost-effectiveness and accessibility of the service. Real-time updates available through the Ria mobile app provide users with peace of mind, allowing them to track the progress of their transfers and ensure seamless delivery to their intended recipients.
Paysend
PaySend is one of the top international money transfer apps known for emphasising speed and simplicity. It provides quick transfers to over 80 countries with a flat fee structure, making it one of the best ways to send money abroad. With Paysend, users can enjoy sending money without high fees or expensive exchange rates, ensuring that transfers are quick, cheap, and secure. Additionally, the app allows users to hold and send money in multiple currencies, offering convenience and flexibility. It is free to download and available on both Android and iOS platforms.
In addition to facilitating money transfers, the Paysend app enables users to pay utility bills and subscriptions conveniently. This feature adds to the app’s versatility, allowing users to manage various financial transactions within a single platform. PaySend allows users to transfer money overseas using debit/credit and pre-paid cards, providing multiple options for initiating transfers and payments. With its user-friendly interface and diverse features, Paysend is an ideal choice for those seeking a convenient payment method for their everyday financial needs.
With Paysend, sending and receiving money globally is easy. Users can send money to anyone, anywhere in the world, in minutes while also receiving payments from individuals worldwide. The app’s focus on security and user-friendly interface make it a reliable and efficient choice for managing international money transfers. Additionally, users can take advantage of the PaySend Promo Code to receive rewards after their first transfer, adding further value to the service.
OFX
OFX caters to larger transfers, offering personalized service and competitive rates for businesses and individuals sending substantial amounts. The platform works in 190 countries and is known for its fast, secure, and cost-effective services. OFX also allows users to hold and send money in different currencies, providing convenience and flexibility for international transfers. Additionally, OFX offers 24/7 customer service, ensuring users can access support whenever needed. Whether you prefer to transfer money through the mobile app or via a bank, brokerage, or PayPal account, OFX provides users with a seamless and reliable experience.
With over 20 years of experience in securely moving money across borders, OFX is a trusted global leader in money transfers. The platform’s extensive experience ensures that individuals and businesses can enjoy competitive exchange rates while avoiding excessive bank fees. Additionally, OFX transfers are known for their speed, security, and compliance with regulations set by the Financial Conduct Authority (FCA), providing users with peace of mind when transferring funds internationally.
Furthermore, OFX offers competitive exchange rates and low fees, making it an excellent choice for individuals and businesses seeking to exchange money across borders. The platform’s user-friendly interface and robust security measures, such as two-factor authentication and encryption, ensure a seamless and secure money transfer experience for its users.
Sendwave
Sendwave is widely regarded as one of the best international money transfer apps in the UK and worldwide. Focusing on mobile transfers to Africa and Asia, Sendwave offers fast and secure transactions with low fees. With access to over 55 countries, Sendwave provides a quick, cheap, and safe way to send money without hidden costs or markups. Whether supporting family abroad or sending money to friends, Sendwave makes the process easy. Additionally, new users can benefit from the Sendwave Promo Code by saving money on their initial transfer, adding further value to the platform.
For iOS and Android devices, Sendwave allows users to send money to anyone with an email or phone number. The app supports various payment options, including credit or debit cards, bank transfers, and cash, providing flexibility for users. Money sent via Sendwave is transferred quickly and securely, with recipients able to access the funds instantly. This combination of convenience, security, and accessibility has contributed to Sendwave‘s standing as a top choice for international money transfers.
LemFi
LemFi caters to the needs of the African diaspora, offering a secure and convenient way to send money to various African countries with lower fees than traditional banks. The platform allows users to send money to multiple countries and open currency accounts easily. Additionally, LemFi provides competitive rates, zero transfer fees, and hassle-free currency conversion. Users can also send money requests and share payment links, making it convenient for recipients to pay via different methods.
One of LemFi‘s key advantages is its transparency. The platform does not charge transfer fees, providing users with confidence in their financial management. Moreover, there are no monthly or subscription fees and no minimum balance requirements, making it an attractive option for individuals handling their finances internationally. Users can also use the LemFi Promo Code to receive £10 on their first money transfer.
To start with LemFi, users can download the app on their Android or iPhone devices, sign up for free, verify their identity, and open their account. With its user-friendly interface and robust security measures, LemFi empowers users to take control of their financial transactions and ensure seamless and secure money management across borders.
Taptap Send
Taptap Send is a top choice for international money transfers, especially to Africa and Asia. It offers a mobile-first approach, focusing on low fees and a user-friendly experience. With Taptap Send, you can securely and swiftly send money directly to a mobile wallet using your smartphone, providing peace of mind as you support your friends and family.
Using Taptap Send‘s smartphone app, you can easily send money to your loved ones by following simple steps and using your debit card. With just the recipient’s name and mobile number, the funds will be sent directly to their mobile wallet.
Taptap Send ensures speedy transfers from your debit card to the recipient’s mobile money wallet, ensuring confidence and transparency. Additionally, you can use the Taptap Promo Code to receive £5 on your first transfer, adding even more value to this efficient and reliable service.
Instarem
Instarem is one of the best international money transfer apps in the UK and worldwide. It focuses on providing low-cost transfers, particularly to Asia and Australia, with a user-friendly platform. Even though it’s relatively newly released, Instarem is an app that lets you send money to more than 55 countries worldwide. The process is fast, cheap, and transparent, and you can even hold and send money in different currencies. The company offers various payment options, including bank transfers, debit cards, and cash pickup.
In addition to competitive rates, Instarem charges minimal transfer fees, making it an attractive option for cost-conscious individuals and businesses. These low fees allow users to maximize their savings and avoid excessive charges that other service providers might impose. Additionally, users can use the Instarem Coupon Code to save money on their transfers.
Instarem offers real-time exchange rates, ensuring users always get the best price. The app is user-friendly and reliable, providing excellent customer service and 24/7 support. Users can also pay using their credit or debit card, adding to the platform’s convenience.
Originally published at https://budgetfitter.co.uk on February 13, 2024.
