My excel spreadsheet was my best friend and worst enemy for the last ten years…I had to track my expenses week to week until It became a habit. This way I can see if I’m blowing it and make corrections before things get dicey. I also force myself to check my bank balances about every three days. I used to have to do this daily because hubby and I would share an account and were notorious for screwing up the household account. We once bounced 25 transactions!!! I never got over it…so now I track really carefully and force myself to face the music often…it makes those little boo-boos easier because they don’t turn into big ones!

I also keep another tab that strategies getting laid off or fired. What to give up or change is all mapped out. If you have a plan AND a fuck off fund…no one can mess with ya!