Financial literacy of the general population is lacking. This is a common finding in research studies and surveys (Lusardi 2019, p. 2). Yet, more than ever before, individuals need to take responsibility for their personal finances. …

Dear delegates, We are a holding company of several European companies in several European and EU countries (Luxembourg, Austria, Slovenia, Estonia, Lithuania, Switzerland, Germany and others) with numerous partners in almost all EU countries. Our activities include services and advice to many SMEs across Europe and the world, with at least…

Introduction Cyberattacks have increased in size, frequency and sophistication, causing on average $4.24mn in costs. The rise of cloud computing, the remote workforce following the Corona pandemic and legal frameworks like the GDPR have raised the stakes for organizations to protect their sensitive applications and data. …

1. You’re probably not the first one with this idea. Many believe that the business idea is the key to startup success. It’s not. Think your idea is unique? Think again. The truth is that somebody else probably already had your idea. The good news: It doesn’t matter who had…

Start-ups need powerful partners to scale their operations from promising ideas and proven minimum viable products (MVPs) to high growth and market success in little time. In this, start-ups need all the help they can find — and they receive it from various institutions like incubators, accelerators and venture builders. …

Cybersecurity measures are expensive, right!? No, not necessarily. There is a common misconception that cybersecurity measures and solutions are complex and costly, only reserved to large corporations with their big IT budgets. This is wrong. Even micro, small and medium-sized enterprises (MSMEs) with small IT budgets can implement effective cybersecurity…

All around the world, massive vaccination campaigns have started and are being rolled out. As more and more people are getting vaccinated, a wide spectrum of options are being explored to return to “normality”. …

Derived from Ancient Greek for „without name“, according to the Cambridge dictionary, the term anonymity describes a situation where “someone’s name is not given or known“. In the digital age, anonymity is important in two facets: online users should be able to surf the internet anonymously, likewise user data gathered…

79 % of EU citizens access the internet every day. Using their computer or mobile device to surf the web, users generate vast amounts of data that could give outsiders a peak into their most personal preferences, habits, political views and more. We live in the information age fueled by…