Curlee Smittie — A Story About His Restaurant

More than 100 restaurateurs and franchisees from around the U.S. turned to​ Cirqa Financial​​ to secure more than $7,000,000 in cash advances in 201​4​. This type of alternative loan option is increasing in popularity, and CEO ​Curlee Smittie ​expects that his company will provide more than $14 million in the year to come. “Business men and women are turning to ​Cirqa Financial​ for many reasons, including the simplicity and accessibility of the procedure,” ​Smittie​ says.

“We have a very speedy turn around, which can fund merchants in 24 to 48 hours. This alleviates much of the stress and anxiety that comes when requesting money and allows the businesses to utilize funds quickly.”A variety of service industry vendors, including a franchisee at the ice cream chain, ​Chick Filet ​and the owner of the ​Baltimore’s​ fine dining establishment​ Della Notte​, have turned to ​Cirqa Financial ​t​o ​provide cash advances throughout the year.

With some traditional financial institutions and banks turning down loan applications, there are many businesses looking for alternative cash advances to grow and expand their businesses during a difficult economic environment Cirqa Financial​ ​offers affordable funding, from less than $5,000 to more than $​500,000​.

To keep up with the increasing demand for merchant cash advances, ​Smittie​ has a full time staff of 40 junior brokers,and administrative employees, which is due to double by January 2014 to keep up with demand. For each merchant, members of the team ask a number of questions and can provide an approval if the applicant meets requirements in two days or less.

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