CuruIs individual credit utilization or total credit utilization more important?When your credit utilization is reported to the credit bureaus, your credit utilization grade is calculated based on your total credit…Jul 18, 2018Jul 18, 2018
CuruWhat is ‘credit utilization’?If you have started building credit, you have probably heard the term ‘credit utilization’ or ‘credit usage’ used at least once or twice…Jul 18, 2018Jul 18, 2018
CuruWhy should I use my Debit Card?Once you have a better understanding of credit and credit scores, it’s easy to get confused on when you should use your Debit Card instead…Jul 18, 2018Jul 18, 2018
CuruWhen should I use my Credit Card?Most millennials are afraid to begin building their credit score due to a common misunderstanding of how to properly use a Credit Card. If…Jul 18, 2018Jul 18, 2018
CuruWhat types of Credit Cards are there?When picking the right credit card, it’s important to know your options. Of course, financial institutions (i.e. banks, credit unions) and…Jul 17, 2018Jul 17, 2018
CuruWhat’s the difference between credit and debit?The dictionary has a lot of different definitions of credit, but from a financial perspective, it is “the provision of money, goods, or…Jul 16, 2018Jul 16, 2018
CuruWhat is the best credit card to start building credit with?If you haven’t started building credit, you should know that it takes about 2 years of credit history for your credit age to start…Jul 4, 2018Jul 4, 2018
CuruWhy should I start building credit?About 15% of your credit score is based on the length of time since opening your first line of credit, also known as your “credit age”…Jun 28, 2018Jun 28, 2018
