You do realize you very existence is proof of said “choice” right? Luck had nothing to do with it. YOUR parents made the choice to finish school, get married, work successful jobs. Then they invested in their children after having laid a foundation that ensured you had no obstacle to success. You then followed in their lead and advice and got a higher education. Working hard at making the grade and succeeding yourself.
You sir are proof of how the author of this article made the wrong choices in life.
The only luck in the equation was your being born to responsible parents who took advantage future planing and hard work. This author so far has proven she isn’t capable of that.