Amara’s Law: “We tend to overestimate the effect of a technology in the short run and underestimate the effect in the long run.”

I do not doubt that, by now, you have realised that the rethinking of digital financial infrastructure is underway!

My opinion is that digital assets are getting closer to the inflection point on the hype cycle and, thus, their mainstream adoption seems to be much nearer than we previously thought.

Knowing that is of crucial importance, especially for financial institutions, since it can influence the development of their business strategy.

In this article I will be…

The Covid-19 crisis has clearly shown us the advantages of digitalisation. One of the central technologies of digital transformation is enterprise DLT technology. I have already written about it quite a bit and I am sure that, by now, you are all familiar with its main benefits: it provides a shared, single source of truth and continuous data integrity.

In this post, I would like to turn your attention to smart contracts as the most important driver of the next wave of enterprise blockchain innovation. Why? …

Since I will be moderating a panel on Security Tokens at the Paris Fintech Forum tomorrow, I thought it would be a good idea to briefly discuss financial asset tokenisation and mention a few creative use cases. I will also attach some useful links in case you wish to dive deeper into this extremely interesting and relevant topic.

Tokenisation of a financial asset is the process of issuing a financial asset token on an underlying blockchain/DLT platform that digitally represents that tradable asset. Financial asset tokens can be either Asset Backed Tokens or Native Asset Tokens.

  • Asset Backed Tokens

CordaCon is an event that never disappoints! This year it was held in late October in London. For all of you who are Corda enthusiasts but did not attend, I have put together the latest update on Corda’s future development and some very cool projects going LIVE in 2020. — I think that you will be amazed at how quickly the platform is advancing and maturing!

‘Omne trium perfectum’ or everything that comes in threes is perfect!

Yes, that’s the rule of three that makes things more memorable. In 2020, Corda will work on the following three:

  1. Simplifying Corda — that is, improving UX for both existing and new users.

This is the second part of the Stablecoins post I published two weeks ago. This time I would like to introduce to you a few more interesting and exciting projects, but with a different perspective — the other side of the coin, so to speak!

I have been incredibly lucky recently to meet Alexander Lipton, a Connection Science Fellow at the Massachusetts Institute of Technology (MIT), and Alexis Collomb, a professor of Finance at Conservatoire national des arts et métiers (CNAM), at an event dedicated to exploring and assessing the efficiency gains and risk reduction we could expect from…

Since there has been a lot of activity and innovation in Stablecoins in the past year, and since everybody has been talking about JPM Coin and its potential effect on the financial system, I have decided to add my perspective to the conversation. (The link above will take you to an interview with Umar Farooq, Head of Digital Treasury Services and Blockchain at JP Morgan! It’s short and sweet!)

First-mover advantage

JPM Coin is definitely worthy of all the hype it got last week — after all, it is the first bank-backed cryptocurrency pegged to the Dollar and, therefore, a stable-value…

The past several months have been extremely busy for the R3 team as far as high-profile events are concerned. CordaCon took place in London in September, and was followed by Sibos in Sidney in October. I do not think that R3 will be missing Singapore Fintech Festival in November either. I talked to Richard Gendal Brown, CTO, and Kostas Chalkias, Lead Cryptographer, at the event in London.

My faux pas!

By now, you have probably noticed that Kostas is not in the photo. That’s a faux pas of mine! I hope you will all forgive me, including Kostas! Hence…

First things first! I would like to acknowledge the source of the graphic that made my presentation on blockchain interoperability totally ‘adorable’. It comes from Stephan Tual’s blog on Medium, but the major kudos goes to Leonardo, age 5. Since Leonardo’s drawing was so highly appreciated by my audience, I have decided to use it in this blog post as well.

A necessary digression

I need to make a brief digression here — I would like to mention that Stephan Tual is the right person to follow if you are interested in new and exciting crypto/blockchain projects. Besides, he has got a…

Last month’s Paris Fintech Forum was an impressive event with lots of keynotes, panels, interviews, workshops and startup pitches and showcases. However, I intend to introduce to you only one of this year’s prominent participants, a pioneer of platform thinking — Matthias Kröner, founder and CEO of Fidor Bank. The reason is threefold. Firstly, the topic of financial services as platforms dominated the second day of Paris Fintech Forum. Secondly, the timing is perfect since European payments regulation PSD2* went live in January. Thirdly, Fidor is the oldest fintech bank! That’s what I call a memorable tagline! By the…

I have recently visited Singapore for the second time and was very impressed with what has been achieved within the past two years. Of course, the reason for my visit was Fintech Festival 2017. Hence, below is my interview with Sopnendu Mohanty, Chief FinTech Officer of the Monetary Authority of Singapore (MAS) — plus some links to resources I hope you will find useful! Please share them, especially the code!

Rather than giving you the overview of the whole event, I would recommend watching the opening speech by Ravi Menon, Managing Director of MAS. …

Dean Demellweek

Digital Innovation Strategist Covering Disruptive Technologies and Business Model Innovation | Blockchain Evangelist | Author

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