The Church Just Want’s My Money — Part 3

Six Principles for Biblical Finances

Principle 1. God Owns Everything.

Psalm 24:1 says, “The earth is the lord’s, and everything in it. The world and all its people belong to him.”

Psalm 50:10–12 says, “ For all the animals of the forest are mine, and I own the cattle on a thousand hills. 11 I know every bird on the mountains, and all the animals of the field are mine. 12 If I were hungry, I would not tell you, for all the world is mine and everything in it.”

Principle 2. Get out of Debt.

Last week we looked at the Scriptures in regards to breaking the bondage of debt. Here are the steps: Save. Stop Borrowing Money. Pray. Sell Something. Get A Job.

Principle 3. Act your Wage.

We really don’t need more money. We need to learn how to manage what we have. It is poor stewardship to spend what we do not make because the only way to do so is to borrow what we do not have.

4. Get on a Budget.

This principle takes serious discipline. If you have not filled out the Budget Form from last week please take 10 minutes and do so, then be faithful in keeping the budget.

5. Save and Invest.

Does the company you work for offer any investment options such as matching stock plans or 401K?

Have you ever looked into personal options such as a Roth IRA or a Universal Life Insurance?

Have you heard of the 52 Week Challenge? Did you know that this time next year you can save $1378 by simply following the week and saving the amount of the week? For example: Week 1 — Save $1. Week 2 — Save $2. Week 3 — Save $3. Continue to do this for 52 weeks and you will have saved $1378.

Most are not generous because they do not have finances to do so. We must create margin in our lives. The only way to securely create margin in our life is to save.

6. Give.

Proverbs 21:26 says, “Some people are always greedy for more, but the godly love to give!”

J.I. Packer calls generosity “the focal point of God’s moral perfection.”


Why do we give? Why generosity?

Read 2 Corinthians 9:6–10.

1. We are generous because the Principle of Harvest.

This principle is universal in the spiritual as well as the natural. It is this: you reap what you sow. When we have corn, we can either eat it or spread it as seed for a harvest. The returns on the sowed seed harvested will far outweigh if the seed is just eaten.

I learned this principle early in life. My first job was pushing a lawn mower for elderly women in our church. I quickly discovered that if I mowed two lawns I would make twice the amount of money. By the end of the Summer that year, my “business” grew from one account (fancy word for yard) to five.

The same is true in the spiritual realm, however, it is often viewed differently. The natural is almost always tangible. We can touch and see the results. The flesh says why place your faith in God. Why give? The world says in order to have it you have to take it. The Scriptures teach the same principle of sowing and reaping, but we are hesitant to obey and have faith that God will provide.

Luke 6:38 says, “Give, and you will receive. Your gift will return to you in full — pressed down, shaken together to make room for more, running over, and poured into your lap. The amount you give will determine the amount you get back.”

2. We are generous because the Promise of Blessings.

2 Corinthians 9:11 says, “Yes, you will be enriched in every way so that you can always be generous. And when we take your gifts to those who need them, they will thank God.”

What are rewards of faithful giving? What are the promised blessings?

Notice the word “enriched.” This is the reward of faithful giving. Our lives will be enriched in every way by the blessings of God. I believe that these blessings are both material and spiritual.

Material blessings. God is more generous than we can imagine and he will give us material blessings when we show we are faithful, serious, and honest toward our giving. I am not talking about a health and wealth gospel. In NO way do I believe in the prosperity gospel teachings. But this I do know to be true that I have never been of need materially and financially since Audra and I tithed many years ago. God honors commitment in all things.

I recently asked a friend from South Africa this question: What is one encouragement you could give in the area of stewardship? This was his response. Faithfulness in tithing. Because God honors His Word that blessings will follow.

Spiritual blessings. This is the main way we are blessed when we give faithfully. This includes our enhanced fellowship with God, our personal faith is increased, our Spiritual strength is enlarged, our usefulness for God’s service is more abundant, and our spiritual power is magnified.

Read 2 Corinthians 9:12–14

3. We are generous because the Partnership in Ministry

In v.12, Paul was moved with compassion when he realized that many Christian believers in the heart of hostile Judaism in Jerusalem were poverty- stricken not allowed to work or be educated. His heart went out to them, just as Jesus’ did also for the hungry. This supplying their needs involves for us to also see the needs of others.

We often do not have compassion because we do not see the needs.

The following are ministries that we support prayerfully and financially because of your faithfulness in giving to the ministry of Discovery Church. We literally live out verses 12–14 monthly.

Local Ministry Partners:

CareNet Crisis Pregnancy Center (

Treasure Coast Baptist Association (

Florida Baptist Convention (

Local Serve Partnerships:

Savanna Ridge Elementary School

Pinewood Park — Breakfast in the Park for those in Need

Bentonwood Mobile Home Park

Indian River Estates

Treasure Coast Food Bank (

Global Ministry Partners:

The New Divide (

Lakeview Community Church Soup Kitchen

International Mission Board (

Southern Baptist Disaster Relief Organization (

These verses show a togetherness of how giving connects. It works like this: the Lord gives to us and we thank him. We give to others in response and they thank God for the kindness he has inspired in us. Most of us I am sure at times have been at a different part of this togetherness. It all stems though from that gift of God, Christ Jesus himself which leads us the final thought and Scripture in this text.

2 Corinthians 9:15 says, “ Thank God for this gift too wonderful for words!”

4. We are generous because the Power of Jesus.

The gift in verse 15 is His gift, Jesus.

Paul gave all because he received this gift of eternal life. He wanted the Church in Corinth to understand this principle to free them from unselfishness. God has made me, has cared for me, was beaten for me and was crucified for me. He granted me forgiveness, has given His Spirit, and has accepted me into His family. We should give generously with reckless devotion.


Are you giving generously? What is preventing you to giving generously? What will you do to be able to give generously?
by Tim O'Carroll

Daily Bible Reading

Day 1: Read Deuteronomy 26:12 and Malachi 3:10–11. Pray and thank God for the opportunities to give back to Him.

Day 2: Read Genesis 1:27. Ask God for opportunities to give to others in need. Ask God to help you to become the giver He has called you to be.

Day 3: Read Psalm 24:1. Thank God for all He has given you. Commit to being a better manager of all He has given you in terms of family, health, finances and other blessings.

Day 4: Read 2 Corinthians 9:7. Pray and ask God to give you the heart of a cheerful giver. Commit to God that your giving will be an act of worship. Praise Him during your time of prayer.

Day 5: Read Malachi 3:8. Pray for God’s strength, protection and wisdom in battling the attacks of the enemy on you personally and those around you.