My Fuck Off Fund Is Insurance Against My Own Good Intentions
Megan Reynolds

I understand the impulse to keep a lot of cash hanging around if you have to pay freelance taxes, but… a high interest savings account would be a better place for that than checking — you know you’re going to have to pay those quarterly and it’s probably more trouble than it’s worth to invest that money, given that you have such a short time horizon, but also it won’t be an emergency, so even if it takes a couple of days to move it from some online savings account back to checking, it’s no big deal.

(Also: I feel a little bad that this is the second time I’ve weighed in on your finances lately — you’re actually doing just fine!)

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