Getting a mortgage can be a significant challenge for many people, says lending expert, Eliseo Delgado Jr. People often don’t know how to handle their debt, he says, which is why he created these simple tips to make this process much easier.

Balance Your Credit Score

One tip Eliseo Delgado Jr. has suggested for his clients is to get their credit scores in order before trying out for a mortgage. Lenders typically want somebody who has a rating of at least 680 because a mortgage is a much more serious loan than even an auto loan. Therefore, lenders take it…


Helping clients on the West Coast understand and secure affordable mortgages, Eliseo Delgado Jr. breaks down the main differences between conventional and government-backed loans.

Real estate professional Eliseo Delgado Jr. has spent well over a decade helping people in and around California through the often difficult mortgage process. One topic that continually comes up in his talks with clients is the use of conventional loans versus government-backed loans. Below, he helps readers understand the two better so they can make more educated guesses when preparing for their own home purchases.

Eliseo Delgado Jr. …


Leading real estate professional Eliseo Delgado Jr. shares his insight on refinancing mortgages and explains common reasons that prompt people to refinance.

For more than 17 years, Eliseo Delgado Jr. has helped home buyers navigate the often tricky processes of securing and setting up their mortgages. Today, he runs a team of licensed loan originators with The Mortgage Guys from the West Coast and frequently shares his insight with readers to help educate them on their mortgages. Below, he names three reasons people may choose to refinance their homes:

When Your Mortgage Term Doesn’t Fit Your Lifestyle

“Sometimes you agree…


At The Mortgage Guys, a team of highly experienced real estate professionals connect local house hunters with reliable and well-suited financing options, serving as a voice of reason throughout the process. Employees like Eliseo Delgado Jr. lead the company and share their professional insight, benefitting their real estate team and clients alike.

For years, Eliseo Delgado Jr. has helped build up a reputable team of licensed loan originators that work with California-based homebuyers through The Mortgage Guys. …


A real estate professional with The Mortgage Guys of California, Eliseo Delgado Jr. has spent years helping homebuyers navigate the often tricky process of securing a mortgage. Here, he introduces readers to a few of the parties involved in the overarching home buying process.

Eliseo Delgado Jr. explains that buying a home is anything but simple; apart from the rigorous process of securing finances, finding a home, and winning the bid, new homebuyers will work with a handful of professionals with titles they may have never heard of before. …


A real estate professional based out of California, Eliseo Delgado Jr. has worked for years with The Mortgage Guys helping clients secure mortgages and find homes that fit their unique needs and preferences; Below, he helps readers understand the difference between pre-qualifications and pre-approvals and how they affect the home buying process

Eliseo Delgado Jr. receives rave reviews from his clients who have experienced his insightful real estate industry knowledge and his dedication to homebuyers first-hand. …


Eliseo Delgado Jr. has spent years building up the team of licensed loan originators at The Mortgage Guys, gaining a reputation for outstanding leadership and achieving extensive company growth. His work is highly appreciated by his clients, which is made evident on websites such as Zillow where they leave rave comments and reviews.

At The Mortgage Guys, Eliseo Delgado Jr. helps clients find quality and affordable housing while equipping his team for success long-term. He’s helped his company expand its offerings and grow into an industry leader on the West Coast. …


An experienced leader in the mortgage lending industry, Eliseo Delgado Jr. has helped train and build a reputable team of licensed loan originators while ensuring growth at The Mortgage Guys. His dedication has helped the company expand its offerings and secure a reputation as one of the best lenders in the industry.

Eliseo Delgado Jr. is a valued mortgage lending professional who has nearly two decades of experience in the field. …


Helping his readers understand changes and advancements in technology, computer engineer Eliseo Delgado Jr. frequently breaks down complicated topics in his online articles. Here, he explains how the self-driving semis soon to hit American highways will vastly improve the distribution of goods across the country.

Eliseo Delgado Jr. has seen first-hand how advances in technology like robotics, artificial intelligence, and the Internet of Things (IoT) have improved many professional processes. …


For years, Eliseo Delgado Jr. has helped online readers understand complex topics and breakthroughs in technology so that they can make more informed purchases. Here, he discusses the rising trend of drones in consumerism and a variety of industries, most notably its usefulness in agriculture.

Eilseo Delgado Jr. has followed the subject of drones since the late 90s when the technology seemed to still be a distant daydream for consumers. However, he’s witnessed first-hand their growth from Hollywood fantasies, to small developing markets, to major consumer products available at almost any major retailer in the country.

Today, dozens of manufacturers…

Eliseo Delgado

Eliseo Delgado is an online reviewer of emerging technologies and consumer products, as well as an authoritative voice on topics.

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