There is more than this. We also live in a somewhat ‘cheating’ economy where bad debt is at an all time high for small businesses. Nobody gets swift justice and with some clients being both scum and corrupt, and the limited company system basically allowing them to get away with it and associated fraud, it’s chronic hassle. Indeed, I’m still dragging a shit client from last year through the courts on the first of many cases for non-payment of their invoice, despite having delivered the work and them using it for about a year now. Just the very act of entering the slow judicial process allows them first mover advantage using systems that aren’t theirs. They delay by simply lying time after time after time. Submitting modified defence after modified defence as you strip away each layer of their great big ginormous lie onion. That’s the sort of scum we generate in this entrepreneurial market, when we introduce into it people who shouldn’t be entrepreneurs. The 77% bad debt experience of small businesses isn’t a coincidence. It’s criminal as far as I am concerned.