SirWired, I think there is just a lot of anger in the world right now, too. Fear and anger. Here it is shouting at us. If you can look beyond the vulgarity, there are good stories.

Also, a few months ago you mentioned Vanguard, which was a reminder for me to do the one thing and move my money to their low-cost funds, whcih I had put off for at least a year. I finally did, but I must say I hate the interface online for Vanguard. So difficult to navigate compared to TIAA-CREF was. I will learn but I am annoyed.