100%, living in the US plays a huge factor in these numbers, especially considering I only have a bachelor’s degree.
I wonder how things balance out when you consider healthcare (and college) tends to be more expensive in the US and pensions tend to be lower.
Yup, I’m currently renting. I’m living with my girlfriend in a city I don’t see myself settling down in for the long haul.
Definitely would be nice to build equity in a home, but I just don’t feel I’m there yet.
Looks like real estate is your bread and butter 🍞 Out of curiousity, why do you recommend a duplex?
I’m jealous about the ESPP — wish I had one. How does it work for you? 15% discount with two stock purchase dates a year?
VFINX and VTSAX are fairly equivalent and they performed pretty much the same over the past 10 years. I’m glad my job uses Vanguard for the 401k.