Budgets. Love or hate them, they’re essential for smart money management. If budgets aren’t your thing, check out 5 apps that take the pain out of crunching your money numbers. You may even find they make budgeting…dare we say….fun!

Whatever budgeting system you choose, it needs to work for you. While hardcore excel fans might love getting down and dirty with complex spreadsheets, most of us need an easy to use system so we’ll actually stick with it. …

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