The ways current financial institutions are serving societies cause more problems than they solve. Point me to any business or person who believes the opposite about his bank. Neo Banks are gaining strength by the day. They are challenging existing anachronistic practices and are simplifying the way people access financial services. The fact…

Closed Loop Economies — The answer to the outdated game theory economics Human interactions necessitated the creation of the money we know today. It was invented to tokenise debt. Debt that derived from rewarding another’s contribution during these interactions. Contribution expressed in the form of information, effort, material or intangible goods. Becoming a…

Defining the problem Money as a standard is a relatively new invention in human history. There was no medium of exchange per se back then but rather need-driven assumed-value goods and services that people exchanged. From the moment money was invented they were readily adopted and soon after institutionalised to…