In the Netherlands 15% of the work force works freelance. Besides construction workers and IT specialists the biggest group of freelancers consists of coaches.
Coaches don’t make a lot of money. The coaches that are successful are usually the ones that learn coaches to make money.
I asked my teacher of economics once; “If you’re so smart, why ain’t you rich?”
I guess life in general and getting rich is just a bit more complicated than creating good habits.