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In my latest illustration, I reference video game King of Fighters (KOF) fight scene among two female combatants — one dressed in Caucasian military style — representing Facebook Diem; while the other wearing a traditional Asian ‘cheongsam’ dress, representing China’s Digital Yuan. In center, is the referee draped skin-hugging latex, with a Bitcoin belt across her waist.

This year, the Bank for International Settlements issued a report and survey indicating that 80% of the world’s central banks are working on some form of digital currency.

China has taken the digital currency experimentation much further than any other nation. Recently, in the eastern Chinese city Suzhou, just west of Shanghai, a lottery was held in which 100,000 residents each received 200 renminbi (about $30) via a digital wallet.

They were encouraged to link their digital cash to their bank accounts, and if they didn’t spend their digital cash within a few weeks, it disappeared — both great techniques…


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In my illustration, I feature a female gamer enjoying the gameplay, customizing her game avatar, using the neurochip in her brain. If you noticed carefully, I also added the Bitcoin logo, to symbolize gaming FinTech payments utilizing cryptocurrency.

Artificial intelligence, virtual reality, augmented reality, machine learning: The world is going cerebral — at least in gaming. The next big “think” is turning the human brain into a gaming console by way of an implanted software — Neurochip.

If you think that is science fiction, there are already among us people who have chips implanted in their brains. However, it is not quite as sinister as Hollywood makes it out to be.

What will it take for us to shut our eyes and travel into our favourite games — and what are the possible ethical questions we should ask…


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Above is my illustration of Blockchain and the game of Politics, a showdown between two presidential candidates — Donald Trump and Joe Biden.

The world is a constantly changing place — and from an economic standpoint, things are dramatically shifting, too. Two major superpowers, the United States and China, are embroiled in a dramatic trade war where tit-for-tat tariffs have been placed on goods — breeding uncertainty for consumers and businesses alike and making everyday products more expensive. The United Kingdom is still embroiled in a messy divorce from the European Union, and Russia is ratcheting up tensions with its neighbors in the West.

All of this geopolitical drama has two effects. Firstly, it can wreak havoc on the markets, wiping billions of…


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In my latest illustration, I feature the people fighting a hopeless battle about the ‘big bad’ Fiat Wolf, a representation of the central banks. Then comes a hero ‘The Bitcoin Man’ with the legendary ‘Blade of Bitcoin‘.

From the first cowry shell to paper money to today’s bank notes, the evolution of money has changed hands for centuries. As the world braces for the digital disruption, naturally, our currency, too, is getting a computerised make-over.

While digital money has replaced cash (at least on paper), a new movement looms to take banks out of the transaction/trade equation. To fill the void left by banks, Central Banks are poised to hold deposits directly. …


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In my latest illustration, I attempt to illustrate the entire world unified as one through the internet — eCommerce, gaming, communication, etc. In the background, I feature X Æ A-Xii as a god ruling the world, checking the time on the watch, with his father Elon Musk’s SPACE-X satelite orbiting around earth.

Like weather changes, Christians believe there are signs and wonders that portends of the end of days. If anything, 2020 seems to deliver a heck of a message. From natural disasters to riots and anarchy to a global-economy-eating pandemic, this year is something we want to quickly forget.

Unfortunately, things do not seem to get better. Bible scholars say they have cracked the bible and foretell the end of days. Meanwhile church leaders are hellbent on designing a course of action that will ensure Armageddon and hasten the arrival of the second coming of The Messiah.

Technology, again, is the…


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In my latest illustration, I illustrate the infamous Monopoly character (the top-hat-wearing man known as Rich Uncle Pennybags) bullying a random citizen blatantly on the open streets, while flexing and showing off his biceps. Brand logos are featured on the billboards — Microsoft, Alibaba, Apple, Facebook, Amazon, Google, Tencent, Tesla, Intel, Netflix, and of course my favorite Bitcoin. See if you can spot the subtle, hidden brands & symbols within the illustration too.

After Apple (followed by Google) pulled Fortnite from its Appstore, developer Epic Games immediately took it to court.

Apple said the developer had violated its commission guidelines. The court case is not just for play. It stems from deep-seated frustrations with Big Tech’s enormous power over the marketplace.

Epic Games called it Apple’s monopoly over its marketplace.

As Apple does not set rules for the entire marketplace — just its own — it, technically, cannot be called a monopoly. That does not stop it from being a playground bully.

An antitrust hearing for Facebook, Amazon, Apple, Netflix, and Google earlier…


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My latest illustration reiterates on Neurochip (Brain-Computer Interface) with functionalities for consumers, to directly control consumer electronic products — specifically mobile smartphones, tablets, laptops, computers, etc…

As technologists work towards directly connecting the human brain to computers, it is increasingly being used to describe humans’ potential relationship with artificial intelligence.

Interface technologies are divided into those that ‘read’ the brain to record brain activity and decode its meaning, and those that ‘write’ to the brain to manipulate activity in specific regions and affect their function.

Commercial research is opaque, but scientists at social-media platform Facebook are known to be pursuing brain-reading techniques for use in headsets that would convert users’ brain activity into text.

And neurotechnology companies such as Kernel in Los Angeles, California, and Neuralink…


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In my latest illustration, I depict every day people, minding their own business on the streets, while there are cameras at every corner spying on the masses; the brands featured include: Apple, Amazon, Google, Facebook, Netflix, Microsoft, Tesla, SpaceX, and of course, Tik Tok.

As the tech reckoning continues, governments, journalists and citizens alike are sounding the alarm on the many ways technology — and our personal data — can be used for harm.

Every day, billions of people leave trails of personal information simply by engaging online. These trails, which constitute our digital identities, have become essential to our participation in the modern world. But without safeguards and privacy protections, we are vulnerable to exclusion, surveillance and control.

Rising concerns around data privacy can drive a welcome revolution in today’s data economy. Privacy-enhancing technologies and trust-first business models promise to unleash the next…


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My Work-in-progress illustration of “Digital INDIA: Cyberpunk 2077”, featuring of course India’s iconic Taj Mahal, including TRON-inspired vehicles, futuristic plane, architecture; and some of India’s top tech companies.

Cryptocurrency exchange in India is beginning to thrive again after the Supreme Court struck down last month, a ban inflicted by RBI on trading cryptocurrencies. This meant a world of difference for crypto traders and investors because they can now buy cryptocurrencies with fiat.

Though it may seem a developing space in India, there are a lot of individuals and businesses that rely on BTC to INR and INR to BTC transactions. …


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In my latest illustration entitled ‘Dystopian Future’​, referencing that of ‘Cyberpunk 2077’​ — showcasing Artificial Intelligence, Computer Science, Robotics; featuring Herbert Sim a.k.a. The Bitcoin Man, and Maria Khramtsova a.k.a. Cypherpunk Girl

Mitigation is the new suppression. Where weeks ago many Western governments deemed it enough to isolate those with COVID-19, now they are closing down societies and producing scenes that few in the BC (Before Coronavirus) era imagined would ever be seen outside of films. Factories and offices are shuttered, stadiums and cinemas gather dust, trains and buses run empty or not at all. The streets of the world’s major cities now exist in a permanent dawn-state, silent but for the occasional car, delivery van, solitary pedestrian or jogger. …

Herbert R. Sim

PhD(c) in Economics, MBA | 💲💰 Angel Investor #BlockChain #Crypto #FinTech TheBitcoinMan.com | Founder @CryptoChainUni | Chair FortuneZ.com | ☓.com

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