IAT Plans to Make the Real Estate Market Accessible to The Unbanked

Nov 29, 2019 · 2 min read

Real estate investment transactions in Southeast Asia totaled approximately USD 126 billion in 2017. Although some of the more matured markets have experienced some slight decrease largely due to corrective measures taken by their respective government, emerging markets are still experiencing slight or strong growth in their markets.

However, opportunities are often not made easily accessible or available to the large portion of the population in such emerging markets as majority of their population remains unbanked.

Population of the Philippines as per 2019 is slight above 108 million and over 70% of the entire population do not even have a bank account. In Vietnam, population stands at above 96 million and approximately 69% of adults remains unbanked. In Cambodia, latest data shows population to be about 16.5 million and more than 90% remains unbanked.

According to a report by KPMG, only 27% of those living in Southeast Asia have a bank account and this leaves a huge gap in banking penetration with around 438 million unbanked individuals.

However, Southeast Asia currently has a mobile connectivity rate of 133%, although some users may own more than one SIM card or mobile phone. This itself offers a huge untapped market for IAT to implement and integrate its vision.

With the internal caveat system and big data analysis, IAT aims to empower the largely unbanked population with accurate information and the ability to partake and benefit from their country’s growing real estate market.

Tapping on the high mobile connectivity rate, IAT plans to roll out mobile version of its platform. Coupled with our business model, IAT aims to make the real estate market easily accessible to the Unbanked.


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The IA Tokens concept aims to revolutionize the real estate industry using Blockchain technology through the development of the IAT Platform.

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