Over the last few weeks, our blog posts have focused on two crucial topics. Tips for safer driving, which gets us closer to our aim of safer roads for all, and the importance of looking after our mental health at work. Essential at a time where mental health is the leading cause of income protection claims. Today, we’re summarizing our last three posts on these issues, but if you’d like to read the whole thing. Click the following links.

VouchForMe’s ten tips for safer drivers.

Signs of burnout at work

How to recover from burnout

Tips for safer driving

Not only does safer driving…

Does your income protection insurance cover you adequately for mental health issues? We take a look at why it’s essential.

When people consider buying an income protection policy, most often, it’s accidents and physical illnesses that come to mind. If you’re put on crutches following a car accident or diagnosed with a serious disease, it’s quite easy to visualize how that may affect your job. It’s harder to imagine how mental illness might impact your work, but it’s far more common than you may think.

Have you ever been exhausted after a long week at work? You’re not alone. While…

Data and technology are changing the way we use insurance, with two big players emerging in the auto insurance industry. Telematics devices, such as the black box installed in cars, allow insurers to see our driving habits. In contrast, social proof based models, such as peer-to-peer, allow customers to pool their resources and share their risk so that drivers can benefit from the best deals.

However, social and telematics don’t need to be rivals; in some cases, they can work together, leading to fewer claims, lower insurance costs for good drivers and safer roads for society. …

At the start of 2020, one of our first blog posts of the year, we looked at the top insurance trends for 2020. The year is over halfway through, but due to COVID-19, the insurance industry, like all others, has had to adapt. With insurance companies needing to focus their efforts on setting up remote working facilities and coping with higher staff absence levels. Additionally, new trends have arisen due to the pandemic. In this week’s post, we’re taking a look at these new trends, and looking back on our initial thoughts.

Embracing technology

With many offices forced to close, the insurance…

If you’ve ever thought about how your family will support themselves if you’re injured, unable to work or pass away, you’ve probably considered some form of protection insurance. The most common policies are life insurance, income protection, and critical illness cover. Each policy is different, but which one is right for you?

Life insurance

The most common and most well-understood type of protection insurance, life insurance pays out to your family in the event of your death. Usually, your spouse or dependents receive a lump-sum. 23.7 million people in the UK, including 50% of households with outstanding mortgages, have at least one…

2020 is halfway through, and to say it’s been challenging would be an understatement. In many countries, life has looked very different for several months now. It’s been challenging for VouchForMe too, as we made the switch from a busy office to a remote team temporarily. Luckily that didn’t stop us, as we’ve already done so much this year. So let’s look back together.

Income Protection

For most people, a trip to the dentist means pain, fillings and maybe a lecture from the dentist of why you need to start brushing more often, for our CEO Jacob Westerlaken, a conversation with his…

We all have to work, but that’s not what life should be about. We work for our income, and that money allows us to live the lives we want.

However, life is unpredictable. Sometimes we’re struck down unexpectedly: illness, stress, exhaustion, or injury can change lives quickly. Without work, we can’t earn, and without an income, the quality of life can drop drastically.

Recently, we launched our new income protection product, Fond, which is available now in Slovenia, and we’re hoping to bring it worldwide soon. If you understand Slovenian, read about it on our homepage here. …

Last year saw a significant demographic shift in the USAs millennials (those born between 1981 and 1997) overtook baby boomers, becoming the largest generation of adults in America. With similar changes taking place in Europe and Asia, and as older millennials head into their peak owning years, insurance companies must attract them if they want to survive.

Looking at the statistics, you’d assume that millennials don’t value insurance. Only 10% of U.S. millennials have enough life insurance to cover their families’ needs, while only 9% have any form of income protection. …

Worldwide self-employment is skyrocketing. In France, Germany and the UK self-employment is growing faster than employment, and 35 percent of the US workforce has been casually employed. The gig economy is a massive driver of this increase, with ridesharing companies such as Uber, making self-employment more accessible.

The gig economy has advantages for workers, allowing a high degree of flexibility. However, if you are a rideshare driver, you don’t have all of the same rights as those who are regularly employed. …

If you had to, could you survive on your savings alone? Most people couldn’t. 15% of Brits have no savings, and 33% have less than £1,500. When broken down by age, the picture for the young is particularly bleak, with 53% of 22–29-year-olds having no savings. So if you don’t have savings, what happens if you get ill?

Income protection provides you with a safety net. If you’re struck down with a long-term physical or mental illness that stops you from working, income protection provides you with a monthly replacement income. Depending on the policy, this usually ranges from 50–75%…


Vouchforme is a next generation of peer-to-peer insurance based on social proof endorsements, fully harnessing the power of Blockchain innovation.

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