We know that familiar feeling. Every now and then, we still catch ourselves stunned by the pace of progress all around us. As readers of this blog, we are undoubtedly the early adopters to ideas and technology that are yet to disrupt industries. Clearly, we are the first to see the future. Yet despite our tech know-how, we are seeing just half of the picture.

Predicting the future is a risky business. Consider that some hundreds of years ago — Thomas Edison said that alternating current was just a waste of time. Or that time when “wise” financial advisers argue…


You never change things by fighting the existing reality.
To change something, build a new model that makes the existing model obsolete.”
Buckminster Fuller

In May 2017, Facebook’s Mark Zuckerberg said in his keynote speech to Harvard’s graduating class that automation will strip most of us out of our jobs. Likewise, Tesla’s Elon Musk mentioned in 2016 too that “there is a pretty good chance we end up with a universal basic income, or something like that, due to automation.”

In the future, there will be more machines and less grunt work. And it looks like the future’s happening…


The first time it happened, they called it a passing fad. But then, the first cryptocurrency, Bitcoin, rise from less than a cent to $19,783.21. They shrug it off as nothing but beginner’s luck. Surely, we can dismiss the fact that Bitcoin is now worth 4 billion. Then Litecoin appeared and they called it a “coincidence.” Then Ethereum come, and skeptics started to scratch their heads in equal wonder and disbelief. But still, they aren’t catching up. …


“If I had asked people what they wanted, they would have said faster horses.” ― Henry Ford

The first revolution began when man discovered fire. The second one, when our ancestors discovered coal and the steam engine. Then it was our great-great-grandparents who witnessed the third revolution. It began when the first spark of electric current was created by Tesla and Edison.

Fast forward two centuries. The digital revolution entered quietly — right before our eyes. The peak of this revolution happened during year 2008, a time of global financial panic. While all hell broke loose, gasoline prices cranked up…

Joint Commonwealth Fund (JCF)

A crypto index fund to make basic income universal

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