So again a number without a source.

I found all my numbers on google. It’s new, take a look.

You are again missing the point. Show me the person that says they can’t weather a $500 emergency and I’ll show you where they have wasted $500.

If housing is the big issue, then why do these people feel the need to live where housing is unaffordable?

If low wages are the problem, get a second job, get a new job.

The point is that a $500 emergency is either a failure to plan or a failure to take action.

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