This is my first time checking in and I’m going to ignore the majority of my debt: mortgage, car, and federal student loans. Once I pay off the credit card I’m going to up my payments on the private student loans.

Emergency Fund, goal $14,000 — Nov. 2015: $3,121, Dec. 2015: $4,403

Credit Card — Nov. 2015: $5,157, Dec. 2015 : $3,887

Discover Student Loan — Nov. 2015: $4,060, Dec. 2015: $3,979

Citibank Student Loan — Nov. 2015: $8,970, Dec. 2015: $8,909