What’s sad is that most conservative voters are all for privatizing Medicare and Social Security by creating savings accounts without getting it that the first time the economy goes south, the money in those savings accounts goes south, too. My mother-in-law lost hundreds of thousands of dollars in different accounts, in stock value, in a huge decrease in interest rates on her revolving CD’s and annuities on two separate occasions. The first was during the Savings and Loan Crisis under Ronald Reagan and GH Bush, and the second was in mid-2017 under George W. Bush. To this day she has not recouped most of what she lost. Money she wanted when she reached the age she needed to move into a nursing home so that she could get into a good one. And my mother lost part of the value of her annuities that helped supplement the widow’s portion of my father’s pension.