What’s Your Financial Vision?
You’re going to want to save this one for future reference, so go ahead and do that now. I’ll wait right here.
These blogs I am blessed to do, always take me on fun little rabbit trails, and I learn every time I do a blog, so much fun, you should try it some time. With so much awesome, fun information to share, this blog will be broken up into two parts!
Whew, it’s tax time and it got me to thinking… could I come up with 10 pieces of financial/money/debt information to share. Well here we go, let’s see how I do!
- The first thing that comes to mind is that we all have money worries. Certainly it waxes and wanes, but it is a fact of life. So by acknowledging it I believe it makes it more palatable, and much less stressful. Yup, we’re going to have good financial days and bad days, but if we tell our mind this is normal we will not stress over it.
- With our mind at ease we can start TO STRUCTURE HOW WE CAN HAVE AN ABUNDANCE OF GOOD Financial days. We need to work at it every day, but keep it in perspective and make at least part of it a game. Set up goals, short and long term.
- Many of you know Dave Ramsey and his techniques. His philosophy is solid and makes great sense, and what I like is how emotional the celebration is when you are debt free. That emotional high is so much greater than the feeling of buying something that you want and can’t really afford. (I.E. That new car feels amazing and even smells great for the first few days but the feeling wears off usually before even the first payment is due!
- I also use a website called Mint.com. It is a great site that aggregates a lot of your personal financial picture and makes it easy to monitor and see all of your assets and liabilities.
- We see and hear daily about threats to our personal identity. ID theft used to be something that happened to “the other guy,” but it has been happening to millions of people, it has happened to our family. Two of the best tools that I use are, Zander and Life Lock. Please check them out! They are cheap “insurance” in case something happens, and in that scary time you need a professional who will aggressively fix the problem.
- Another important factor of financial safety is to have an inventory and a disaster plan. At least once a year take an inventory of what’s in your home, car, and even wallet. It’s easy to take pictures, make a log or even video tape your contents. I have used Kiplinger as a great resource; it is a magazine publication with great tips and wonderful resources. And check out LifeHacker’s Five Best Home Inventory Tools.
- I hope this blog is not getting to long, I’m going to break for a fresh cup of coffee and stretch; feel free to do the same, or if it’s after 5 get a cold beverage of choice and your favorite lawn chair, and soak up some sun. But don’t forget to come back, we gotta see if we can get to 10!
Check back next week for the conclusion to Dr. Day’s Financial Vision.