A Painful Question of the Day
Nicole Dieker

I usually limit how much cash I carry because I spend it so easily (mostly on everything bagels, candy, and drinks). With credit or debit, there’s an electronic record and I know it will show up in Personal Capital which makes me feel much more accountable. When I buy something with cash I have to actually make an effort to note it in my financial tracking spreadsheet, and it is so easy to get lazy about it, especially if I’m not near a computer soon afterwards.

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