That reminded me of my 27-ish newlywed niece and their home purchase about 2 years ago.

Mine do — on my last one there was a list of both open and closed accounts, and the closed list included my paid-off student loans. I don’t know how much they play into your actual credit score (maybe in terms of on-time payments?), but I’d assume if you have open student loans that’s something lenders would consider in determining how much of a mortgage (or other loan) they’re willing to approve you for.

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