Millenials being able to create their own work and income stream are far better than those with less native skill who must have a paycheck. I read an over wordy and trendy-termed article of a Millenial discussing her Hustle, and somehow relating HER freelancing work to poor black men selling cigarettes as their husetle to survive. She pointed out the world was watching Miullenials..UH? NO…I had to grit my teeth all the way thru just to see her convoluted description and sorry ass complaint about being a freelancer who works hard to survive. The fact is most corporations stopped full time benefit hires decades ago, retirement security went away, even was LOST to those already working and now over 60...most jobs are “disposable employee” type, and that is just the way it is now. I am sad to see Millenials who think they are shafted, it took WWII and death of millions to create the industrial heyday and job growth of 50s-80s, there is bad with the good. Looking forward and enjoying the life and freedom you do have has value.