Austerity Month
Abigail Welhouse

I do a modification of what randomthougts suggested. Bills and savings get paid first, then I set a monthly budget that is a bit under what’s left over. I know how much I can spend each month and get to decide whether that goes to entertainment or cabs or expensive food or doctor’s visits. It requires recording expenses, but the daily agonizing you are going through is not there (at least not til the end of the month ☺ )

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