A learning from every thousand I’ve earned so far this year

This list is shorter than you might think

Kim Witten, PhD
8 min readAug 16, 2024

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A book lays open on a wood plank table. Gold coins are raining down and forming neat stacks atop the book.
Wealth and wisdom by bee32 from Getty Images.

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It was July 2021. I waved goodbye to financial stability and my corporate job to join The Great Resignation at its cultural peak.

My first two years of being a coach-consultant were more rewarding and financially successful than I imagined. Working full weeks, setting up shop, and accumulating coaching hours gave me loads of experience and oodles of insight about how I wanted to run my business.

This past year has been radically different. I have figured out most things and my confidence and expertise are at least an eight out of ten, six notches up from my toddler-feels of that first year.

Despite my personal solid standing, this has been my worst year financially. The top reasons are a mix, some within my control and others not as much:

  • The cost of living crisis in the UK has hit hard, which prompted a move to a smaller place in a more affordable city.
  • The people I mostly work with — product types, designers, artists, and creative small business owners — have felt it especially hard this past year, with huge layoffs in tech and related industry.

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Kim Witten, PhD

Helping overwhelmed creatives and small business owners make sense of things. Get unstuck every Thursday with Hold That Thought at www.witten.kim/subscribe