The Value of Insuring Against the Uncertainties and Risks of Life

- Approximately 100 million workers have NO Disability Insurance to protect their paychecks
- 30 percent of U.S. households have NO life insurance. Yes, really.
- Approximately 1 in 8 drivers is uninsured.
Do these stats surprise you? If you ask any homeowner, they’ll tell you that replacing a roof is the least satisfying expense; however, while the value is obvious, it doesn’t quite provide the satisfaction of new landscaping. Yet, when a thunderstorm hits, ask that same homeowner if they would rather have nice flowers or a sturdy roof. You get my point.
Insurance is a lot like that valuable roof. It’s not a exactly a gratifying expenditure, but it offers protection against the myriad of financial storms that can touch down in your life without warning.
The uncertainties of life can threaten the financial stability of you and your family. Most of these risks — a home destroyed by fire, a car accident, an extended illness, are just a few common risks that could subject you to outsized financial loss.
Similarly, your inability to earn a living to support yourself and your family due to death or disability, etc. can wreak long-term financial havoc on those closest to you.
Insurance exists to protect you from these forms of wealth destruction.
Some forms of insurance (e.g., home or car) are required. But when it isn’t perceived as required (e.g., life, disability, umbrella policies), folks are tempted to avoid or skimp on coverage which further increases the risk and liability of loss.
Look at it this way, insurance premiums aren’t a financial “loss”; they’re designed to help protect you and your family as you accumulate personal wealth and as this world becomes more and more litigious.
For more information, questions or a complimentary review of your insurance coverage, CALL 888–532–7429 TODAY…. DON’T PUT THIS OFF!
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