Are you doing a staycation? You know, when you’re taking vacation but actually staying home.
Many people do this as certain costs can be pricey specially with a large family.
What do you think costs more, staying at fancy 5-star hotel in Miami Beach or spending the night in the hospital?
Well, you might be shocked to know that the answer is that over night stay at the hospital.
According to this article, the average stay for people with insurance is about $9,200! I don’t know about you but that sounds astounding.
Hopefully, you do have insurance because without it I’m sure the cost is much higher.
That article sites data from 2011, a few years ago, and as we know with inflation everything increases. Not only that, but the cost of healthcare each year just seems to keep rising with no end in sight.
Why do I need health insurance?
Many people might have a misconception that health insurance is just to go see a doctor and get some blood work done. Well, let’s look at things a bit differently.
Health insurance, is actually there to protect your pocket when emergencies, surgeries, MRI and many other procedures arise. This is what will protect your out of pocket from being so high.
With co-pays, deductibles and out-of-pocket maximums you can manage your health care at more affordable rates than just winging it and knocking on wood that nothing happens.
That’s not a plan.
If you’ve been driving down the Palmetto, you know how dangerous it is to get into a car accident. While your car insurance will help replace the damage to your vehicle, if you have no health insurance then good luck with those bills.
Contact us today to learn more about getting affordable health insurance.
Be prepared for your next staycation.
Originally published at Life and Health Insurance | Miami Florida.