Mack WallaceThe financial hierarchy of needs. Revisited.I was recently reintroduced to Mission Asset Fund’s hierarchy of financial needs published several years ago.Feb 20, 2020Feb 20, 2020
Mack WallaceRecord banking profits: competition by any other nameThe big 4 — JP Morgan Chase ($36.4B), Wells Fargo ($20B), Citibank ($19.4B), and Bank of America ($29B) — cumulatively reported record…Jan 22, 2020Jan 22, 2020
Mack Wallace8 Questions product managers should ask to design a great websiteHere’s a short-hand, tried-and-true list of questions to use in design reviews, improving your site or app, or creating a new one.Jan 15, 2020Jan 15, 2020
Mack WallaceSocial media as a regtech tool — dos and don’ts for regulatorsAs the voice of the consumer, social media provides uninhibited, real-time access to the consumer and their experiences with fintechs…Jan 9, 2020Jan 9, 2020
Mack WallaceReading the tea leaves: regulators come out on ‘alternative data’Last week, Federal Regulators Issued a Joint Statement on the Use of Alternative Data in Credit Underwriting.Dec 13, 2019Dec 13, 2019
Mack WallaceTo partner or not? That is the fintech question.Lessons learned for the fintech considering a partnership-based business modelNov 20, 2019Nov 20, 2019
Mack WallaceInside Apple Card’s use of the ‘black box’Apple Card’s credit scoring practices seem fairly mainstream. Their case illustrates the problem isn’t that ‘black box’ algorithms are…Nov 12, 2019Nov 12, 2019
Mack WallaceRegTech is coming for a regulator near youOver two years ago, my coauthor Matt Homer and I shared in “Regtech is for Regulators Too” that just as Regtech companies and financial…Sep 11, 2019Sep 11, 2019
Mack WallaceSacred vs. Digital Spaces – the Battle for the BedroomMy partner and I recently banned electronics from our bedroom. This is the latest step in our quest to reclaim our lives from the…Sep 25, 2017Sep 25, 2017
Mack WallaceinExtra NewsfeedThis is what 21st century government looks likeToday, the CFPB launches a new, improved complaint formApr 25, 2017Apr 25, 2017
