Post-college, I’ve lived back at home 3 different times. The first 2 were in my 20s, and each period lasted about 2 years. The third time was in my 30s for about 6 months. The first 2 times, being able to live at home directly contributed to my ability to pay off my student loans, save for some extended travel, and afford my first apartment. My parents never asked me to pay rent or any other common household bills, even though I offered, but I did contribute by doing chores and cooking meals. Knowing my parents, I suspect my father probably would have liked some money contributed, but I’m guessing my mom blocked him before the idea ever trickled down to me. It was likely a source of conflict between them. That said, I don’t feel like I was free-loading in the sense that I felt entitled to be living there or was blithely expecting to be cared for in the same way I was cared for as a minor. I desperately did not want to be at home any of those times, even though I love my parents very much and we are very compatible as housemates. I just needed that time to figure out how the heck to live my life, and I am very grateful for it. So I don’t think not paying rent is somehow a sign that you aren’t contributing or learning financial skills.