Retirement: Why the New Year Will Squeeze the Baby Boomers

3.4 million babies were born in 1946, and the surge continued until 1964. By that time 78 million Baby Boomers had joined the population, the huge demographic bulge that made the economy go, and now stop. Now it’s time to retire and their pensions and 401ks have disappeared. They’re developing health problems, and finding themselves without long term care insurance. Boomers are expected to live longer than any other generation of Americans. A few of the 3.4 million born in 1946 include: Bill Clinton, George and Laura Bush, Donald Trump, Steven Spielberg and Sylvester Stallone. By 2030, when the first Baby Boomers reach 84, the number of Americans over 65 will have grown by 75% to 69 million. That means 20% of the population will be over 50. Many questions loom over the future…


PREtirement, Are you ready? Pension plans down $2 trillion, workers may have to postpone retirement. The well-kept secret that could help you re-coop your IRA losses-and then some.

Is your nest egg cracked? What keeps you up at night? Are you wondering if you will have enough money for retirement or to pay the mortgage; could this happen to your family; could you be homeless? There are simple ways to begin PREtirement, starting now…

Why you must create a Living Trust. Learn how to avoid probate, keep your affairs private and protect your assets from legal fees and disgruntled heirs. What did Princess Diana, Michael Jackson and John Wayne have in common with most of your audiences? They had lousy wills!

What your attorney and broker are not telling you. Can’t ask if you don’t know…


I have consulted over 5,000 families in the last 20 years and have seen just about everything. My clients love me as I have never lost one dollar of their money; they call it perfect pitch. That’s why they call me the money maestro. Let’s get it in tune. How? By revealing simple secrets that have been withheld for centuries. Find a beat and make it fun, kitchen table style. I care about people; and I realize that talking about money can be scary, depressing and confusing.


Kris Miller is a Certified Senior Advisor, Chartered Federal Employee Specialist, Legal Document Assistant, and IRA Specialist. She has been in practice over 20 years and has counseled over 5,000 families. Her book, Ready For PREtirement, reveals how to make sure your money is there when you need it.

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