If you didn’t need it, you wouldn’t be there.

“Housing as a service is distinct from houses as goods”
this is an attempt to obfuscate the issue. People are not being kicked out of houses that they own. How would that even work? Instead people are losing apartments that they do not own. And these entire apartments are being removed from the rental market and leased one night at a time on the ABNB market.
I’ve lived in both the Bay Area and NYC. In both places there is a tangible vacuum of rentals.