Many thanks David for your response and many remarks.

I agree that the paper has flaws, the reason being that I wrote it hastily in only two short nights in reaction to reading the Streithorst Evonomics article that didn’t even mention social insurance as policy to support demand. Had I taken a few more days to polish it, I would probably have added some of the elements you mentioned.

That being said, it obviously touched a nerve, which motivated me to work on a sequel that I’ll publish in the coming days. So stay tuned :-)