NuovaloWe say ‘Modern’ For a ReasonDiscovery consists of seeing what everybody else has seen, and thinking what nobody else has thought.” ~ Nobel laureat Albert Szent-Györgyi…5 min read·Mar 2, 2022----
NuovaloLongevity Risk Pooling: Ice Cream on a Hot Summer DayThe essays of Stefan Lundbergh, director of Cardano Insights, are full of thoughtful and interesting insights. His latest essay titled “The…5 min read·Mar 2, 2022----
NuovaloState-sponsored Pensions for Private Sector Workers: A Sustainable, Low-Cost ApproachThis article, co-authored with Jonathan Barry Forman, first appeared in the RetireSecure Blog of the Wharton Pension Research Council.4 min read·Mar 2, 2022----
NuovaloThe Case for State-Sponsored Tontine Pensions for Private Sector WorkersThis article first appeared in the Georgetown University Center for Retirement Initiatives blog.4 min read·Mar 2, 2022----
NuovaloTontines: Might Retirees Prefer Noninsured Annuities?Tontines, a nearly-extinct financial device invented centuries ago, are receiving fresh attention as a tool for retirement income. We do…7 min read·Mar 2, 2022----
NuovaloIndividual Tontine Accounts — Yes, Seriously!A version of this article also appeared in the Retirement Income Journal.6 min read·Mar 2, 2022----
NuovaloUsing Tontines to Manage Longevity Risk the Natural WayBenjamin Franklin once famously wrote “… in this world nothing can be said to be certain, except death and taxes.” ¹ True, death is indeed…6 min read·Mar 2, 2022----
NuovaloTontines 101The term “tontine” may be new to many people. This is not surprising, given that the once-common term largely fell out of use around one…3 min read·Mar 2, 2022----